Compliance & specs
DLD-verifiableSemi-furnishedFully equipped kitchen with appliances. Living, dining, and bedrooms are bare.
About
Project general facts
Sapphire 32 Residence is a contemporary residential development that embodies modern urban living through elegant architecture, refined design, and thoughtfully planned spaces. Offering a collection of studios, one-, two-, and three-bedroom apartments, the project has been created to suit a variety of lifestyles while providing residents with a comfortable and sophisticated home. Clean architectural lines, spacious layouts, and abundant natural light create an inviting atmosphere where style and functionality come together in perfect harmony.
Residents enjoy a wide range of lifestyle amenities designed to enhance everyday living. The development features dedicated spaces for families, including a children's play and activity room, as well as a gaming center for entertainment and social interaction. A modern coworking space and meeting rooms provide the ideal environment for remote work and business activities, while versatile communal areas encourage residents to connect, relax, and enjoy a vibrant community atmosphere.
The residences are finished with high-quality materials that reflect a contemporary design philosophy, combining elegant interiors with durable finishes for lasting comfort. Every home is thoughtfully planned to maximize space, light, and practicality, creating a refined living environment. Kitchens come fully equipped with premium European-brand appliances, while the residences are delivered unfurnished, allowing homeowners to personalize their interiors according to their own style and preferences.
Location description and benefits
Nestled in the premium Jumeirah Village Circle, this exceptional location offers swift connectivity across Dubai's key business and lifestyle districts. Residents benefit from a comprehensive network of schools, healthcare centers, retail destinations, parks, and everyday essentials, delivering a lifestyle defined by accessibility and convenience. The upcoming metro station within the community is set to elevate mobility, investor confidence, and long-term asset performance.
The location is distinguished by its steady evolution as a commercial hub and investment destination. Jumeirah Village Circle is more than a residential address — it is a community that continues to strengthen its long-term value through ongoing infrastructure upgrades and continuous community enhancement, making it an increasingly attractive choice for both end-users and investors seeking sustainable growth.
For those seeking a residence that embodies ultra luxury, natural harmony, and strong investment potential, Jumeirah Village Circle delivers an unmatched lifestyle. Its unique combination of premium location, community parks, and a forward-thinking vision makes it one of Dubai's most desirable addresses. This is a place where life unfolds with intention, balance, and calm — a place to call home.
Available unit types
2 bedroom configurations
These thumbnails show sample layouts for each bedroom configuration. Actual unit sizes, orientations, and finishes vary across the 1 building , the developer's full floor-plan pack below covers every variant.

2 bedrooms
1155-1277 sqft
Range across 3 layout variants

3 bedrooms
1515-1635 sqft
Range across 2 layout variants
Full floor-plan pack
Payment PlanInterest-free during construction
- 1.10%
On booking
- 2.50%
During construction
- 3.40%
Upon Handover (Q4 2026)
2 Years Post Handover (Q4 2026) (2, 3 bedrooms)Interest-free incl. post-handover
- 1.10%
On booking
- 2.50%
During construction
- 3.40%
1.67% monthly within 2 Years post-handover (Q4 2026)
Calculate your payments
Pick a unit type or enter a custom price. We'll spread it across the plan's phases in AED + your selected currency, with plain-English timing labels. Download as a spreadsheet for your records.
| # | When | Step | % | Amount (AED) | Amount (USD) | Cumulative (USD) |
|---|---|---|---|---|---|---|
| 1 | Upon booking | Reservation | 10% | 167,791 | 45,689 | 45,689 |
| 2 | Between booking and Q4 2026 | During construction | 50% | 838,957 | 228,448 | 274,137 |
| 3 | Q4 2026 | Upon Handover (Q4 2026) | 40% | 671,165 | 182,758 | 456,896 |
| Total | 100% | AED 1,677,913 | USD 456,896 | |||
Cash-flow shape: 60% during the construction period (10% upon booking, 50% across milestones), 40% at handover (Q4 2026).
0% interest during construction , no APR, no compounding.
Opens directly in Excel, Numbers, or Google Sheets.
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Amenities
7 features
Location
25.05524, 55.20993
About Jumeirah Village Circle
Jumeirah Village Circle is a 900-hectare master-planned residential community developed by Nakheel, launched in 2005 and substantially completed by 2016. Located at the junction of Sheikh Zayed Highway and Al Khail Road, it offers villa and townhouse properties with convenient access across Dubai: approximately 21 minutes to Dubai Mall, 16 minutes to Palm Jumeirah, 18 minutes to Burj Al Arab, and 38 minutes to Dubai International Airport. The area benefits from modern infrastructure and multiple entry-exit points providing connectivity throughout the emirate.
Explore Jumeirah Village CircleAbout Dar Al Karama

Dar Al Karama is a UAE real-estate developer active across Jumeirah Village Circle, behind Sapphire 32.
Building details

Studio, 1, 2, 3 bedroom apartments & 3 bedroom penthouses with pool
Parking allocation
| Unit type | Bedrooms | Spaces |
|---|---|---|
| Apartment | 3 | 2 |
| Apartment | 0 | 1 |
| Apartment | 2 | 1 |
| Apartment | 1 | 1 |
Marketing brochure
Frequently asked questions
About Sapphire 32
What is the payment plan for Sapphire 32?
Sapphire 32 offers 2 payment plan options: Payment Plan, 2 Years Post Handover (2, 3 bedrooms). The full instalment schedule, what is due at booking, during construction, and at handover, is published on this page. A post-handover payment option is available.
When does Sapphire 32 hand over?
Handover of Sapphire 32 is planned for Q4 2026. Handover dates are set by the developer and can shift, so treat the date as a target, not a guarantee.
Where is Sapphire 32 located?
Sapphire 32 is located in Jumeirah Village Circle, Dubai. The location section on this page has the map and nearby points of interest.
Who is the developer behind Sapphire 32?
Sapphire 32 is developed by Dar Al Karama. The developer's track record and full project list are on our Dar Al Karama page.
Why Dubai off-plan
The macro case for buying off-plan in Dubai
These six pillars apply to every project on this site, not just this one. If you're new to the UAE market, they're the context you need before evaluating the specific unit above.
0% interest, ever
Off-plan payment plans are interest-free, end to end. Every instalment is at face value, no APR, no compounding, no balloon hidden in the back. Buyers from interest-bearing markets routinely underestimate how much this saves over a 3-5 year hold.
No income or capital-gains tax on property
Dubai charges no annual property tax, no income tax on rental yield, and no capital-gains tax on resale. The DLD 4% transfer fee is a one-time cost at registration, after that, your returns are yours.
20% usually opens the unit
Most off-plan plans book with a ~20% reservation deposit. You're under contract with the developer immediately, with the rest spread across construction milestones. The deposit is what unlocks the buy-side, not the full unit price.
Post-handover plans extend the runway
Many projects offer 2-4 years of post-handover instalments, meaning a chunk of the price gets paid AFTER you take keys. Once the unit is rented, that income can help cover the post-handover payments, rarely the full instalment, but enough to make the cash-flow comfortable rather than tight.
Golden Visa from AED 2M
A property purchase of AED 2M+ qualifies the buyer (and family) for the UAE Golden Visa, a 10-year renewable residency. The visa is the headline benefit; for many international buyers it's the actual reason to buy in Dubai.
Freehold ownership for foreigners
Across the 80+ freehold zones (Dubai Marina, Downtown, Palm Jumeirah, Business Bay, JVC, Dubai Hills, and the rest), foreigners own 100% of the asset and the land. There's no Emirati partner requirement, no lease structure, title deed in your name.
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Price
Price on request
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