Compliance & specs
About
Project general facts
Gulf Tower by GJ Properties is a striking 30-storey residential development located in the heart of Ajman, offering a refined selection of 1, 2, 3, and 4-bedroom apartments. The architecture is defined by a contemporary high-rise design that combines elegance with functionality, creating a strong visual presence within the city skyline. Each residence is carefully planned with spacious layouts and large balconies, designed to maximise natural light, openness, and panoramic views that enhance everyday living.
The development offers a well-balanced lifestyle supported by a range of practical and lifestyle-focused amenities. Retail spaces located on the ground floor ensure everyday necessities are just steps away from home, adding convenience to daily life. Residents benefit from a thoughtfully designed environment that combines urban accessibility with a sense of comfort and calm, making it suitable for both peaceful living and active city lifestyles within a thriving community setting.
Inside, Gulf Tower features modern finishing with high-quality materials that enhance the overall sense of comfort and sophistication. The apartments are designed with functional layouts and refined detailing, creating bright and welcoming interiors. Kitchens come equipped with premium European appliances, including a cooker, hood, and dishwasher/dryer, ensuring a fully functional and modern cooking experience. The residences are delivered unfurnished, allowing residents to personalise their homes according to their own taste and lifestyle preferences.
Location description and benefits
Ajman the smallest yet most diverse of all emirates in UAE. Located strategically in the middle of the emirates, it borders Sharjah and only 10 km away from Dubai. Hence, it provides an easy commute to other emirates. The perennial sunshine of its golden shores sitting alongside the serene beaches is a heaven away from the hassles of life. Its untouched landscapes, misty mangroves, Age-old traditions and authentic culture, along with the contemporary infrastructure make it a unique place to experience.
Ajman’s diversity and sustainable development attracts a large number of investors who are keen to tap into its lucrative business opportunities. The opening of Ajman’s free zone and visa extensions for investors is injecting more liquidity into the local economy and is boosting the underlying confidence of foreign investors. New laws by the UAE government to grant citizenship to expatriates and easing the rules to provide a conducive atmosphere for them, Ajman is rapidly growing as a major hub for prospective investors to live and work in.
The overall vibe of this emirate, due to the rate of new developments and years’ old traditions, is so soothing that it has an edge over other emirates to cater to anyone seeking comfort, luxury, and tranquility at the same time.
Floor plans
Payment Plan Post Handover for 7 YearsInterest-free incl. post-handover
- 1.5%
On booking
- 2.95%
1.13% monthly for 84 months post-handover
Calculate your payments
Pick a unit type or enter a custom price. We'll spread it across the plan's phases in AED + your selected currency, with plain-English timing labels. Download as a spreadsheet for your records.
| # | When | Step | % | Amount (AED) | Amount (USD) | Cumulative (USD) |
|---|---|---|---|---|---|---|
| 1 | Upon booking | Reservation | 5% | 50,000 | 13,615 | 13,615 |
| 2 | Post-handover | 1.13% monthly for 84 months post-handover | 95% | 950,000 | 258,685 | 272,300 |
| Total | 100% | AED 1,000,000 | USD 272,300 | |||
Cash-flow shape: 5% during the construction period (5% upon booking), 95% spread across the post-handover instalments.
0% interest, through construction AND post-handover , every instalment is at face value, no APR, no compounding.
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Amenities
2 features
Location
25.40015, 55.58608
About GJ Properties
GJ Properties is a UAE real-estate developer active across Al Rashidiya 1 and Al Yasmeen, behind projects including Gulfa Towers, Barajeel Towers and Ajman Pearl Tower.
Building details
1, 2, 3 & 4 bedroom apartments
Parking allocation
| Unit type | Bedrooms | Spaces |
|---|---|---|
| Apartment | 2 | 1 |
| Apartment | 4 | 2 |
| Apartment | 1 | 1 |
| Apartment | 3 | 2 |
Marketing brochure
Frequently asked questions
About Gulf Tower
What is the payment plan for Gulf Tower?
Gulf Tower is offered with the Payment Plan Post Handover for 7 Years. The full instalment schedule, what is due at booking, during construction, and at handover, is published on this page. A post-handover payment option is available.
When does Gulf Tower hand over?
Gulf Tower is already delivered. Completed units trade as ready property rather than off-plan, so availability depends on current developer and resale stock.
Who is the developer behind Gulf Tower?
Gulf Tower is developed by GJ Properties. The developer's track record and full project list are on our GJ Properties page.
Why Dubai off-plan
The macro case for buying off-plan in Dubai
These six pillars apply to every project on this site, not just this one. If you're new to the UAE market, they're the context you need before evaluating the specific unit above.
0% interest, ever
Off-plan payment plans are interest-free, end to end. Every instalment is at face value, no APR, no compounding, no balloon hidden in the back. Buyers from interest-bearing markets routinely underestimate how much this saves over a 3-5 year hold.
No income or capital-gains tax on property
Dubai charges no annual property tax, no income tax on rental yield, and no capital-gains tax on resale. The DLD 4% transfer fee is a one-time cost at registration, after that, your returns are yours.
20% usually opens the unit
Most off-plan plans book with a ~20% reservation deposit. You're under contract with the developer immediately, with the rest spread across construction milestones. The deposit is what unlocks the buy-side, not the full unit price.
Post-handover plans extend the runway
Many projects offer 2-4 years of post-handover instalments, meaning a chunk of the price gets paid AFTER you take keys. Once the unit is rented, that income can help cover the post-handover payments, rarely the full instalment, but enough to make the cash-flow comfortable rather than tight.
Golden Visa from AED 2M
A property purchase of AED 2M+ qualifies the buyer (and family) for the UAE Golden Visa, a 10-year renewable residency. The visa is the headline benefit; for many international buyers it's the actual reason to buy in Dubai.
Freehold ownership for foreigners
Across the 80+ freehold zones (Dubai Marina, Downtown, Palm Jumeirah, Business Bay, JVC, Dubai Hills, and the rest), foreigners own 100% of the asset and the land. There's no Emirati partner requirement, no lease structure, title deed in your name.
Price
Price on request
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